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From First Look to Closing

Buyer's Guide

Homebuyer's Guide

Buying a home should be one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first-time homebuyer’s guide created by your agent will reduce the stress of buying a home and help you enjoy the journey.

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Step 1: Compile Your Wish List

Decide which communities, home features, and property types you and your family prefer. Have candid conversations about which of these characteristics are required, and which are “nice to have” in your next home.

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Step 2: Decide on Your Budget

Examine your current expenses and determine how they might change if you purchase a home. Create a comprehensive household budget so you can factor in any new ongoing expenses that might come with a home purchase, such as garbage and recycling, water, or homeowner’s association fees. Once you decide how these expenses will change, you’ll be better equipped to leverage the information you get in step three.

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Step 3: Get Prequalified

Prequalification is a great start for understanding your purchasing power, but it’s not the only factor. A lender may pre-approve you for more than you’re comfortable spending, which is why the budget you compiled in step two is so important. The opposite can also happen, where you believe you can afford a certain payment every month, but the bank doesn’t agree. This often happens when you’re new to your job, have insufficient credit, or have bankruptcies or other financial issues in your history.

You’re not required to stick with this lender when you ultimately finance your purchase, but this process is a great way to vet mortgage providers. Also, a prequalification letter can make you a more competitive candidate in multiple-offer situations.

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Step 4: Choose Your Real Estate Expert

Now it’s time to find your dedicated real estate representative! Regulations enacted in 2024 require real estate agents to obtain a signed buyer’s agreement before showing consumers homes. Of course, your agent does a great deal more than opening up listings; Your agent can help you understand your local market, identify areas and properties that fit your specific criteria, help you create competitive offers that match your financial and logistical needs, and much more.

Dedicated Service, Real Results

Finding the perfect home and navigating the purchase process can be daunting. Leverage my knowledge and expertise and enjoy your personalized real estate journey.

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Step 5: Find the Right Home

Your agent will arrange showings of properties that meet your specific criteria and price range, taking note of your likes and dislikes to further refine their search parameters. Your agent will help you explore the details — from storage to light switches to the flow of a home — and understand the pros and cons of the options in front of you. Your agent will also help you make time to explore the neighborhood and examine elements like local traffic at different times of the day, parking options, and proximity to neighborhood amenities like schools and grocery stores.

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Step 6: Finalize Your Financing

Once you’ve narrowed down your home search, it’s time to go back to the mortgage provider who prequalified you in step three and obtain preapproval. With a property and purchase price in mind, your lender can get much more specific about your interest rate, monthly payments, the term of the loan, and special programs such as first-time homebuyer grants and loans through the VA and FHA. While you will primarily work with your bank to select the right options for you, I'm here (Your agent) to offer support and recommend a mortgage provider I've worked with in the past if you get stuck.

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Step 7: Make an Offer

Once you have selected the perfect home and have your finances in order, your agent will help you craft a fair offer price based on the value of comparable homes on the market. You’ll also work through details such as timing, contingencies, and fees. After your agent submits the offer on your behalf, your agent will help you negotiate counteroffers and reach an agreement with the seller. At this point, the house will go into escrow.

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Step 8: Have the Home Inspected

In most cases, your offer will be contingent on the home passing inspection. This protects you from purchasing a property that has serious structural issues or requires major repairs. Your agent has a list of trusted local providers, but you can hire any licensed home inspector you like. If the inspection uncovers major issues, you can withdraw from the sale or renegotiate your offer based on what needs to be fixed.

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Step 9: Obtain a Home Appraisal

The appraisal ensures that you are paying a fair price for the house. Your mortgage provider will hire an appraiser to inspect the property and offer an independent opinion of its value. Sometimes, appraisals may come in too low, which can impact the amount of money the bank is willing to lend. In this case, your agent can help you determine next steps and navigate the appeal process.

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Step 10: Complete the Paperwork

No one looks forward to all the paperwork stacked up on the closing table, but it’s a necessary part of the process. Fortunately, everything will be arranged by your lender and title company. And, when you’re finished, you’ll be the legal owner of your new home.

Congratulations!

After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams.

Client Experiences

Testimonials

Shundal exceeded our expectations! We went through her workshop session and picked our dream home. From start to finish, she walked with us and advocated for us every step of the way. She was as patient and helpful as she was knowledgeable. More than anything, she listened. We closed on a new construction in a highly competitive area, and every single one of our requirements/desires were met.
Shundal exceeded our expectations! We went through her workshop session and picked our dream home. From start to finish, she walked with us and advocated for us every step of the way. She was as patient and helpful as she was knowledgeable. More than anything, she listened. We closed on a new construction in a highly competitive area, and every single one of our requirements/desires were met.
Kimberly A.
Shundal was very warm and welcoming as she helped me and my boyfriend start to look for our first home. She knew our budget and looked at places that were so cute and made us excited. She was always down to go look at properties. She made us happy through the process and provided a calm in the storm of looking for a home.
Shundal was very warm and welcoming as she helped me and my boyfriend start to look for our first home. She knew our budget and looked at places that were so cute and made us excited. She was always down to go look at properties. She made us happy through the process and provided a calm in the storm of looking for a home.
Hallie B.
Shundal was very helpful with selling my current home and also with helping me with the purchase of my new home I would call her all hours of the night and she would answer my calls thanks Shundal for your services.
Shundal was very helpful with selling my current home and also with helping me with the purchase of my new home I would call her all hours of the night and she would answer my calls thanks Shundal for your services.
Gregory C.
Ms. Rodgers was very knowledgeable about the process and helped me every step of the way. She took my calls at all hours of the day and answered all of my questions. She was very patient with me and kept me informed. It was a pleasure working with here and I will definitely recommend Shundal to all of my friends.
Ms. Rodgers was very knowledgeable about the process and helped me every step of the way. She took my calls at all hours of the day and answered all of my questions. She was very patient with me and kept me informed. It was a pleasure working with here and I will definitely recommend Shundal to all of my friends.
Seller
Shunda was very insightful and helpful in making my decision on which home to buy and what decisions to make throughout the home-buying process. She has a wonderful personality great work ethic.
Shunda was very insightful and helpful in making my decision on which home to buy and what decisions to make throughout the home-buying process. She has a wonderful personality great work ethic.
Timothy H.
I never leave reviews but I wanted to take time to talk about my experience with Shundal. Phenomenal service! My wife and I couldn’t be happier with our home buying experience. We just moved into the Georgia area and had no clue about where we needed to live. Shundal listened to our exhaustive list of wants, needs and desires for a home and neighborhood and within a weekend of looking at homes she found a home that my wife and I loved. We had been looking on Trulia and Zillow for a few months and never would have found this property, but she knew of a few gems that we got to preview before they were going on the market. She handled everything for us and this process couldn’t have been easier. She also has a great team in place. She knew a great inspector, mortgage team (whom I also highly recommend), and contractors that are taking care of us. She provides a world-class service and I absolutely recommend her on her level of professionalism and expertise. She had to have been an interior decorator too at some point (or just has great taste) because she made some incredible suggestions that really made the new house look fantastic. We recommend her highly. We were extremely fortunate to work with her and had an amazing experience.
I never leave reviews but I wanted to take time to talk about my experience with Shundal. Phenomenal service! My wife and I couldn’t be happier with our home buying experience. We just moved into the Georgia area and had no clue about where we needed to live. Shundal listened to our exhaustive list of wants, needs and desires for a home and neighborhood and within a weekend of looking at homes she found a home that my wife and I loved. We had been looking on Trulia and Zillow for a few months and never would have found this property, but she knew of a few gems that we got to preview before they were going on the market. She handled everything for us and this process couldn’t have been easier. She also has a great team in place. She knew a great inspector, mortgage team (whom I also highly recommend), and contractors that are taking care of us. She provides a world-class service and I absolutely recommend her on her level of professionalism and expertise. She had to have been an interior decorator too at some point (or just has great taste) because she made some incredible suggestions that really made the new house look fantastic. We recommend her highly. We were extremely fortunate to work with her and had an amazing experience.
Will R.
Shundal took on the daunting task of listing our home while simultaneously looking at another property to buy. We went under contract for both properties within 10 days of each other, and she managed to ensure we closed on both properties on the same day which is not easy to do. Were there some tense moments along the way? Sure. But navigating 2 large transactions at the same time isn't easy. And closing on time for both was a big "win". Overall, I would recommend Shundal especially if you are looking to sell your home. She is polite, friendly, and gets the job done.
Shundal took on the daunting task of listing our home while simultaneously looking at another property to buy. We went under contract for both properties within 10 days of each other, and she managed to ensure we closed on both properties on the same day which is not easy to do. Were there some tense moments along the way? Sure. But navigating 2 large transactions at the same time isn't easy. And closing on time for both was a big "win". Overall, I would recommend Shundal especially if you are looking to sell your home. She is polite, friendly, and gets the job done.
Buyer & Seller
Shundal helped me buy my first home! She is very knowledgable of the market. She took the time to find homes that fit my specific needs. It is clear that she enjoys the work of buying and selling homes. I had a good experience and have recommended her to my friends and family.
Shundal helped me buy my first home! She is very knowledgable of the market. She took the time to find homes that fit my specific needs. It is clear that she enjoys the work of buying and selling homes. I had a good experience and have recommended her to my friends and family.
Buyer
Shundal came to us via recommendation by a neighbor who was singing her praises. He told us of his great experience with Shundal and how she secured a buyer for his property in three weeks. Shundal visited us and with great confidence assured us she would have our house sold within 30 days. Shundal got a professional photographer to come photograph our home. He took the most beautiful photos and showcased our home in the best light possible. The pictures went live on a Friday morning at midnight. By that day we had five prospective buyers visit and view our home. More people came the following day and by that Sunday we had a full asking price offer for our home. Shundal did exactly what she promised. She sold our home in no time flat and has held our hands through the whole process. Our relationship is not over yet. We continue to work with Shundal as we await closing on our new home that we are building; courtesy of Shundal and her expertise. I've already sang Shundal's praises to my former neighbors who are interested in putting their homes on the market. I can assure them that Shundal will indeed deliver great results. Shundal is a professional pleasure whom I will recommend again and again.
Shundal came to us via recommendation by a neighbor who was singing her praises. He told us of his great experience with Shundal and how she secured a buyer for his property in three weeks. Shundal visited us and with great confidence assured us she would have our house sold within 30 days. Shundal got a professional photographer to come photograph our home. He took the most beautiful photos and showcased our home in the best light possible. The pictures went live on a Friday morning at midnight. By that day we had five prospective buyers visit and view our home. More people came the following day and by that Sunday we had a full asking price offer for our home. Shundal did exactly what she promised. She sold our home in no time flat and has held our hands through the whole process. Our relationship is not over yet. We continue to work with Shundal as we await closing on our new home that we are building; courtesy of Shundal and her expertise. I've already sang Shundal's praises to my former neighbors who are interested in putting their homes on the market. I can assure them that Shundal will indeed deliver great results. Shundal is a professional pleasure whom I will recommend again and again.
Wandanelson
I had been searching for a home (through another realtor) for over 6 months with no luck. A friend suggested that reach out to Shundal for advice. She gave me some really good advice (pros/cons) and soon after started sending suggested properties to view. Within 2 weeks time, I put in an offer which was accepted on one of Shundal's suggested properties. In just a short time, I got immediate results. I'm very pleased with her services and professionalism.
I had been searching for a home (through another realtor) for over 6 months with no luck. A friend suggested that reach out to Shundal for advice. She gave me some really good advice (pros/cons) and soon after started sending suggested properties to view. Within 2 weeks time, I put in an offer which was accepted on one of Shundal's suggested properties. In just a short time, I got immediate results. I'm very pleased with her services and professionalism.
Harris B.
Ms. Rodgers is dedicated to her clients. She never gave up on finding me home that I will be totally satisfied. Also, Ms. Rodgers never ever allowed me to settle for any home that didn't have all the criteria I wanted in a home. I am happy with my final choice and when I decide to sell this home, my realtor will be Ms. Rodgers.
Ms. Rodgers is dedicated to her clients. She never gave up on finding me home that I will be totally satisfied. Also, Ms. Rodgers never ever allowed me to settle for any home that didn't have all the criteria I wanted in a home. I am happy with my final choice and when I decide to sell this home, my realtor will be Ms. Rodgers.
Buyer
She is really helpful, understanding and expert. I was scared about my loan but shundal was confident. When I called her she always respond. Most of the agent don't receive their client call when they need to know something important. Today I am able to buy this house because of Shundal.
She is really helpful, understanding and expert. I was scared about my loan but shundal was confident. When I called her she always respond. Most of the agent don't receive their client call when they need to know something important. Today I am able to buy this house because of Shundal.
Ummay
I previously had a realtor in Florida who was so uninvolved, unresponsive, and left everything up to us. I was expecting the same thing when it came time for us to buy a house in Georgia. However, Shundal was a blessing. She was definitely on our side when the builder wasn't and she fought to get us the best deal. It takes a lot for me to recommend someone, but she is one of the best. If you have any doubts, you can ask Shundal for my number and I will vouch for her. I would give her 10 stars if possible.
I previously had a realtor in Florida who was so uninvolved, unresponsive, and left everything up to us. I was expecting the same thing when it came time for us to buy a house in Georgia. However, Shundal was a blessing. She was definitely on our side when the builder wasn't and she fought to get us the best deal. It takes a lot for me to recommend someone, but she is one of the best. If you have any doubts, you can ask Shundal for my number and I will vouch for her. I would give her 10 stars if possible.
Cherelle H.
My husband and I contacted Shundal through Zillow when we started looking for our first home. We were in a rush to find the perfect home and be in our new home before Christmas. We are also expecting our first child come February and we were in a hurry. Shundal was able to accommodate our schedule to show us houses. She even showed us houses that we found but she was not the listing agent. She was very kind and made us both feel comfortable. She filed all papers and responded in a timely matter. We closed on our new home two days before scheduled closing date.
My husband and I contacted Shundal through Zillow when we started looking for our first home. We were in a rush to find the perfect home and be in our new home before Christmas. We are also expecting our first child come February and we were in a hurry. Shundal was able to accommodate our schedule to show us houses. She even showed us houses that we found but she was not the listing agent. She was very kind and made us both feel comfortable. She filed all papers and responded in a timely matter. We closed on our new home two days before scheduled closing date.
Perez V.
Shundal was an amazing realtor in my process of buying a home. She was punctual for appointments, very thorough when explaining documents, willing to show me so many properties, she worked around my schedule because I was 8months pregnant working night shift. I couldn't be more happy about the service I got from her.
Shundal was an amazing realtor in my process of buying a home. She was punctual for appointments, very thorough when explaining documents, willing to show me so many properties, she worked around my schedule because I was 8months pregnant working night shift. I couldn't be more happy about the service I got from her.
Encopa M.
Our experience with Shundal Roders was more than we expected she went out of her way to find the perfect home for us. Shundal Rogers was very masterful in her negotiations
Our experience with Shundal Roders was more than we expected she went out of her way to find the perfect home for us. Shundal Rogers was very masterful in her negotiations
Marvel T.
Shundal is THE person to go to, if you're in the market to buy or sell. She is very resourceful, very dependable and gets things done on time. Home buying or selling can get very stressful at times, and it's always nice to work with someone that smiles a lot, and makes it a much more pleasurable experience.
Shundal is THE person to go to, if you're in the market to buy or sell. She is very resourceful, very dependable and gets things done on time. Home buying or selling can get very stressful at times, and it's always nice to work with someone that smiles a lot, and makes it a much more pleasurable experience.
Funman
Shundal has been very helpful with our process of buying land. We have not purchased anything as yet but we are in constant contact about new listings that come available in our desired area of interest. I recommend Shundal to all my friends and I wish her great success.
Shundal has been very helpful with our process of buying land. We have not purchased anything as yet but we are in constant contact about new listings that come available in our desired area of interest. I recommend Shundal to all my friends and I wish her great success.
Markus L.
I highly recommend Shundal Rodgers for your real estate needs. I have been in the mortgage industry for over 15 years. It is very rare that you find a real estate agent as competent as Shundal. She is very knowledgeable in all areas pertaining to the selection of the home, the negotiation of the contract, and to the closing of the transaction. Shundal is very passionate about her profession and will not let you down. To find your dream home today, call Shundal.
I highly recommend Shundal Rodgers for your real estate needs. I have been in the mortgage industry for over 15 years. It is very rare that you find a real estate agent as competent as Shundal. She is very knowledgeable in all areas pertaining to the selection of the home, the negotiation of the contract, and to the closing of the transaction. Shundal is very passionate about her profession and will not let you down. To find your dream home today, call Shundal.
Buyer & Seller
Shundal has helped me look at homes to purchase as well as rental property. She knows the area and showed me several properties that met my list of priorities. Shundal is professional and knowledgeable.
Shundal has helped me look at homes to purchase as well as rental property. She knows the area and showed me several properties that met my list of priorities. Shundal is professional and knowledgeable.
Buyer & Seller

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